Study On The Rural Old-Age Security Patter Choice In Shaanxi Province

In recent years, cities and towns centered social old-age security efforts have been strengthened consistently with expanding coverage, and constantly improved the level of protection. While the access to old-age security pattern in the rural area which takes about 70 percent of the total population is difficult. Facing the aging problem in the rural areas, new models are seriously hindered the rural economic reform and development, and becoming a bottleneck of solving the "problem of agriculture, rural and farms", thus blocks the progress of the socialist market economic construction. Over the past 50 years, due to the urban and rural two-way economy has not been able to change, China's old-age security model still follows the road of separating urban and rural areas. And the vast majority of farmers are still being deprived of the family security pension. This situation can not meet the increasing production of large-scale social development needs. With the ageing of the roaring waves from the rural old-age problem it is becoming increasingly prominent and urgent. China is developing, and economic development in rural areas differ greatly, the ageing of the rural base, the development trend of serious, in the absence of old-first under the conditions of the elderly in rural areas , so how to protect the pension issue is the reality of the problem we have to face.The main body of a book is used discuss rural area society providing for the aged ensuring the pattern concept being starting point, analise our country rural area providing for the aged ensuring a pattern developing process , extant rural area providing for the aged ensuring the pattern type , the characteristic, Shaanxi rural area provide for the aged ensuring challenge facing the pattern being a basis , provide for the aged with abroad rural area ensuring pattern experience and representative area of in the homeland rural area providing for the aged the pattern reforms experience , the peasant participates in the breach that society endowment insurance economy feasibility analyses for studying, probe Shaanxi rural area providing for the aged ensuring the pattern road. Take perfecting Shaanxi rural area further providing for the aged ensuring a pattern as basis.The framework and main contents of this study: Chapter 1 :starting from the research background, made this the purpose of the study and significance, summed up the current domestic and international research profile, and gives this study the ideas and methods of this study and the possibility of innovation.Chapter2: the rural old-age security model to define the concept, through to China's rural old-age security model for the development of the course of four to seek China's rural old-age security model of development and development of the special reasons for the trend. Through the existing mode of China's rural old-age security types, described the characteri- stics , and comparison of the various patterns, development and the difficulties facing a detailed analysis, Shaanxi rural old-age security model chosen to provide reference.Chapter3: Positioning the existing old-age security in rural Shaanxi pattern, the current pattern of operation in the process of the challenges and reasons.Chapter 4: Classing the rural old-age security of foreign models, and comparing to the typical rural areas of China's pension reform of the security model analysis, the old-age security in rural Shaanxi choose the mode of inspiration.Chapter5 :proposing old-age security in rural Shaanxi development model the ultimate goal, models should follow the principle of choice. On this basis, through the new farmers to participate in social pension insurance economic feasibility analysis, choice of Shaanxi rural old-age security model should be "community-based old-age insurance, the family pension, supplemented by" a new type of rural social endowment support mode. This model through three-step, complete the ultimate goal, to achieve a unified urban and rural areas of rural social endowment support mode.Chapter6, Perfecting old-age security in rural Shaanxi, make such as: the establishment of the Government to strengthen protection of the rural social endowment, and multi-channel fund-raising of funds, payment methods diversify, improve the pension fund management and supervision, improve the social security pension rules and regulations of the building, The building of laws and regulations and continue to attach importance to the family pension, and so on.The main innovation opinion of this study:Clear pattern of rural old-age security concept through economic feasibility analysis to clarify whether or not to carry out rural Shaanxi new type of social endowment insurance; proposing a "social endowment insurance-based, family pension, supplemented by" new rural Shaanxi Social old-age security model, and try to go through the step-by-step model in the form of the ultimate goal - to achieve the integration of urban and rural old-age social security model; choice of this model may protect the elderly in rural areas in Shaanxi Province to the institutionalization and social Development, urban and rural old-age security model provides a convergence of ideas. At the same time the author of the Government in the rural old-age security system in the building should bear the responsibility of rural endowment fund raising, farmers and other payment means a better pension protection model put forward some ideas.