The Study Of Strengthen National Industrial Accident Insurance Management

Insurance Rules of Industrial Accident was issued by State Department on Apr. 27, 2003, and it was put in force on Jan. 1, 2004. Since the rules has just been put in force, so one of problems should be urgently resolved is to establish and consummate the corresponding administration rules. This thesis states the basic principle of industrial accident insurance, the mostly contents and the developing course of Chinese industrial accident insurance; and it analyzes the deficiency of Chinese industrial accident insurance and debates how to consummate the insurance.The thesis contains five parts.To be the start with the perfect of Industrial Accident Insurance, the first part introduces Industrial Accident Insurance System's history of China. First is Industrial Accident treatment of the planned economy period. Second is Industrial Accident Insurance System's change of economic reform. Third is how to establish the Industrial Accident Insurance System that is fit for the socialist market economy.As the jumping-off point of industrial accident insurance study, the second part of the thesis concludes and introduces the basic rules and the mostly contents of Chinese industrial accident insurance. The basic rule covers eight aspects: the rules corresponding to productivity level in primary periods of socialism;the rules to sparkplug moral and fashion of socialism; the rules to safeguard and ensure the workers'interests; the rules to link up the national basic policy and local concrete policy, rules to correspond rights and obligation, rules to compensate without ascertaining responsibility; the rules to make both ends meet; the rules to implement new rules and old rules. The mostly contents contains four aspects: the applying bound of industrial accident insurance and the range of industrial accident insurance cognizance; of industrial accident insurance cognizance, appraisal of working ability, and treatment ensuring; rules management, supervision management, and operation management; the duty of administration executor and workers.The third chapter studies the developing course and the actuality of industrial accident insurance ,analyzes the present problems of Chinese industrial accident insurance : the first one is that the scope of industrial accident insurance is limited; the second is that the mechanism of the floating fee of the enterprises isn't perfect; the third is that the present industrial accident insurance only lays particular stress on dealing with the treatments; the forth is that the rules of management of the industrial accident insurance fund is not perfect.The chapter four told that the work injury insurance system of international comparisons, which clearly over China's industrial injury insurance system Enlightenment. Work injury insurance system's comparison for all countries in the world including: First, work injury insurance system types'comparison. Second is the insurance coverage of work injury insurance system'comparison. Third is the management method of industrial injury insurance system's comparison. Last one is industrial injury insurance system financing's comparison. Work injury insurance system of the world tells China: First is we must quickly establish a scientific and effective rate mechanism. Second is to strengthen the management of industrial accident insurance system. Third is attention to vocational rehabilitation work. Fourth, we make the industrial accident insurance and industrial accident prevention at the same level.The fifth chapter puts forward corresponding measures to consummate Chinese industrial accident insurance.