Problem And Countermeasure Of Government Oversees In State-owned Commercial Bank Operation

An effective supervision that government put against the state-owned commercial banks can ensure that the system of the state-owned commercial banks works safely. That is the important content of forging the reform of the banking system of our government ahead. At present , severe supervisions on the banks adopted by governments of all countries in the world can control outside of the person shoulders effectively. The state-owned commercial banks of our country have little financial products innovated nor competitiveness ,and the degree of turbid job manage is low. What kind of the oversee mechanism and means adopted by government facing austere international finance circumstances and the difficulties of reformation have the ability of supervising the state-owned commercial banks actively and effectively and improving the efficiency of operating of the commercial banks unceasingly and reducing the risk and perfecting the company govern structure of the inside of the state-owned commercial banks ?That has became the vital subject that advance the reform and development of the commercial banks of our country.The problem of supervision of government on the state-owned commercial banks not only belong to the category of finance but also is the important content of Principles of Management studies .The thesis has tried to study the supervision of government on the state-owned commercial banks from public management viewpoint that represent the considered cross of discipline. The paper applied Regulation Economics, Public Management Theory and Finance Economics Theory synthetically and analyzed the concrete problem at present from the point of view of the supervision of the commercial banks of our government and studied the way that can shape the benign mechanism between inspector and interactive person and increase the competition of the commercial banks of our country is to improve the effectofsupervisionandfulfill the responsibility of overseeing and keep risk away and decreaserisk. overseeing and keep risk away and decrease risk .The innovation of thesis is that the subject associate with the supervision of the state-owned commercial banks of government, putting the discipline of monetary policy independent and the development prospect of reform of the government of China together. The paper brought forward to build integrate institution of supervision, finance supervision management bureau, which supervises the main force of finance institution to reach the goal of share information and improve the efficiency of supervision. The study that base on the policy and regulation of finance macroscopic with the means of economy and law supervise the state-owned commercial banks by government of our country and look forward to strengthening the practice of the results of studies and aiming at reality.