Enshi SME Financing

This article through to the Enshi small and medium-sized enterprise financing present situation, the channel, the efficiency, the cost, the scale, the risk, the opportunity and so on various discusses the analysis, proposed suits solves the Enshi small and medium-sized enterprise to finance the difficult question suggestion: In the policy supports builds an enterprise financing platform, the platform is full to enterprise information grasping, announced the multitudinous investors, the investor obtain the enterprise information, implements the investment choice, to the enterprise superior win and the inferior wash out, enables to have the potential enterprise to obtain the fund, the folk capital inflow expanding enterprise, raises the small and medium-sized enterprise internal management level, gradually changes the scientific management by the paternalistic management.Obtains this folk financing way through the financing way comparison to the enterprise cost is most inexpensive, melts the capital to become throws the capital, the public invests the imbark, simultaneously this kind of pattern also has extremely feasibility.This platform already must to verify the bilateral information the authenticity, the accuracy and timeliness, and exercises the surveillance responsibility, achieves fairly, is fair, is public, must certainly also have good to the future macroscopic economy sentences in advance, the realization fund and the enterprise will choose mutually, the realization will win the pattern, therefore the financing platform will need to have the high-level skill and a scientific management ability specialized team.The platform makes the reasonable judgment to the enterprise financing scale and the financing opportunity, took the investor and the enterprise both sides referee, causes the fund efficiency biggest display, makes the contribution for the Enshi economy development.The Enshi small and medium-sized enterprise in the development process, faced with the fund deficient situation in, very difficult own to solve the financing problem, this already has the information not to be asymmetrical also deficiently has the very big relations with the enterprise own capital operation ability.Very many actual situations are when the enterprise urgently needs the fund solves question time, to the bank loan time is long, cannot satisfy the request which the enterprise urgently needs, the enterprise in the short-term can suffer the loss, affects the place economy the development.This article main discussion small and medium-sized enterprise financing pattern, proves the fund choice enterprise from the fund by the favorable angle in is because of the enterprise development condition, the enterprise financing pattern which different changes to the fund demand because also the financing scale size correspondingly makes the adjustment, chooses the most superior financing pattern.How are the this article first three chapters and cause this kind of condition to the Enshi small and medium-sized enterprise present situation the reason to perform the theoretical analysis.Fourth chapter analyzes the enterprise from the fund cost to be possible to select machine the choice oneself most superior financing pattern.Fifth chapter how performs the standard from the financing pattern technology to finance, how does the actual operation put forward the proposal.The this article place of innovation lies in through to the Enshi small and medium-sized enterprise development condition and the financing present situation research, from the financing cost separately to the different financing pattern quantitative evaluation, the enterprise acts according to own financing scale formulation financing pattern, in the ordinary circumstances, according to the financing origin division each kind of main financing way financing cost order of rank is in turn financial financing, commercial financing, internal financing, bank financing, bond financing, stock financing.But to the small and medium-sized enterprise, because own factor and the periphery factor cause to be unable to solve the actual financing difficult position, in fact appears the poor area fund to flow out the support development economy developed area, the local enterprise cannot obtain the fund, causes between the area the economical development to be unbalanced, solves this question essential measure: In the policy must to the folk capital reasonable guidance, the surveillance, unblocking, the display capital biggest benefit, in the operation have to do fairly, fair, the public principle, prevented the enterprise manages the risk and the financial risk occurrence.This article insufficiency lies in the small and medium-sized enterprise to have the profession, the development cycle, the condition, the credit, the social relations and so on many factors, cannot to 11 analyses.Also some this article proposes is the financing technology innovation, therefore the existence imperfect place, needs the financial worker to improve unceasingly in later work.