Research On Financing Gap Of The Small And Medium-sized Enterprises

SMEs are the major force of economic development and accelerator Understanding of the SMEs financing gap, and then solving the financing problems of SMEs in China is facing serious problem China's market economy is sustained, rapid and healthy development of the important safeguards. At present the theory of the SMEs sector financing of the main causes of the statuesque and Solutions area. Few involved in the financing gap status quo. Forming factors and trends especially in light of the data collection difficulties and theoretical basis for determining the amount of financing the reasonableness of such factors rarely quantified financing gap. Based on the financing of enterprises and financing gap theories, the paper is focused on the key the financing of SMEs two-gap. I expound SMEs financing gap of equity capital and debt capital financing gaps in the current situation and development trend and leading to two-gap changes macroeconomic, microeconomic factors. On this basis, selecting some of the listed companies and township enterprise data using SPSS statistical tools. SMEs financing gap-quantitative analysis, to a certain theoretical assumptions, derived estimate SMEs financing gap of quantitative indicators. In addition, SMEs in Chongqing and its financing gaps as a two-study examples, demonstrated that the two-gap SMEs financing of regional differences in features. Based on the above analysis, address SMEs financing gap problems.