| Since reform and opening up, China's SMEs get a rapid development. SMEs in Tianjin become a major force to promote regional economic development. Difficult to get financial help becomes one of the major bottlenecks to the development of SMEs, the credit guarantee system for SMEs is effective measures to solve this problem. From the 1990s, China's SME credit guarantee system has developed into a separate new industry. Tianjin SME credit guarantee system develops to a certain extent, but in industrial management and comprehensive evaluation there is still too much work to do. Government support in SME credit guarantee is widely adopted in various countries, the Government's policy support, first of all, needs security agencies to evaluate the operation, and the evaluation system needs scientific proof.From the concept of SME Credit Guarantee and SMEs, this article systematically analyzes the development of SMEs in Tianjin and then put forward the main problems in the development of SMEs, particularly the difficult issue of financing ,and point out the important role of SME credit guarantee for in solving SME financing difficulties .The article introduces SME credit guarantee's developing situation and existing problems of China and Tianjin, and through a series of Evaluation, establishes a comprehensive evaluation system to the SME credit guarantee, then illustrates applications of this evaluation system in the industry management and policy support. The article analyzes the significance, purpose and problems of policy support, focusing on different ways of policy support, and puts forward a feasible way of policy support.Through the comprehensive evaluation and policy support of the SME credit guarantee, the purpose is to build SME credit guarantee system to ease the difficult problem of financing of SMEs. China's policy direction in the building of the credit guarantee system should be to prevent risks as the starting point, to expand coverage for the end-result. |
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