The Profit Pattern Of A Trust Company

The bank , bond , trust and insurance compose the financial industry 4-big pillar. In China, speaks of the financial industry 4-big pillar, mainly is says from the financial product supplier's angle. Because the trust profession from had been established, is located "appropriate lost property in financial system fills a vacancy ", such localization causes the trust company service inevitably numerous and disorderly. Under such background, trust company's service localization is not extremely clear, also in the history has experienced a series of tremendous changes, causes the trust company not yet to form the stable management pattern and the profit pattern until now, but comparatively, the bank, the insurance, the negotiable securities these three kind of financial organ function localization all is extremely clear, in the practice service pattern also is stable and definite.In December , 2006 the Chinese silver prison meeting distributes "interim procedures to lower levels the trust and investment corporation manages way " and "trust and investment corporation fund trust business manages", direction has carried out the ultimacy and the reformation queering nature's pitch on trust company function allocation and business. Under this background, how does Our country Trust company look for the accurate position day by day in the keen competition market, establishes oneself appropriate service localization, becomes Our country Trust company current one urgent and the essential hot topic.The this article altogether six chapters, each chapter of primary coverage is as follows:First chapter, foreword. First proposed this article selected topic background, next the elaboration trust company gains the pattern research significance, in the third pair of article mentioned the related concept carries on the limits, fourth has evaluated this article innovation spot, finally proposes this article construction.Second chapter to the domestic related trust company function localization, the service localization as well as the profit pattern fundamental research has carried on the review, and proposes this article research scope.Third chapter, fourth chapter and the fifth chapter is this article main body. Third chapter has carried on the analysis to trust company itself, the superiority and the inferiority which the analysis trust company develops. Fourth chapter to American, English, the date Three Kingdoms trust industry management pattern has carried on the analysis, hoped can provide the model for the China Trust company's development. Fifth chapter in the above two chapter of foundations, has introduced the value chain analysis tool, first has analyzed Our country Trust company existing profit pattern, then separately from the traditional service domain and innovation service domain obtaining, discusses various services domain whether can become the trust company the core profit pattern, finally points out the trust company core business the choice and the profit pattern determination.Sixth chapter is the conclusion part, except gives the research conclusion, but also has carried on the forecast to the future trust industry development, and gives this article the suggestion.