The Research On Financing Means Of Distributor

Under the current monetary credit squeeze's financial environment, the enterprises' credit financing scale is restricted and their living environment is faced with the serious challenge. Many enterprises are threatened by closure because their fund chain is tight. Under this background, the important and urgent problem of the enterprises is to maintain the capital need of normal operations and business expansion, which could be solved by taking full advantage of the business sectors characteristics and the operational superiority to supply the fund through each financing means.This article selects the distributor who has the extremely huge demand for funds as a research object. Through the analysis about the operation mode and the management characteristic of the distribution industry, and about the influence on its assets and liabilities structure, this article put forward that the distributor should take full advantage of its operation mode, management characteristic, assets and liabilities structure to develop multiform financing activities, and establish multi-channel, multi-level, multi-dimension, tridimensional financing system to ensure the operational funds.This article puts forward the financing means about the distribution industry, which mainly includes financing activities based on the assets structure, the liabilities structure and the ownership structure. For example, issues the directional payment credit card with commercial bank, performs purchase or sale of the inventory supply chain, utilize account payable and trade acceptance, issues short-term financing bills of securities or medium and long-term bonds, introduces into private equity funds or other finance companies etc. Furthermore, this article analyzes the significance on establishing financing risk management system, and puts forward some measures on it.Finally, because all kinds of enterprises have different operation patterns and different management characteristics, this article suggests that the enterprises should enhance their strong points, avoid their weaknesses in the financing activities, and make full use of their industry characteristics in the multi-channel financing activities.