Research On Financial Support Of Development Of Rural Economic In Changchun City

Empirical studies have shown that there is a significant correlation between the rural financial development and rural economic development. In accordance with the modern financial theory, financial development can promote economic development. However, research shows that rural financial development is not as rural economic development and corresponding significant change, and China's rural financial development has not been clear that within the Born in the rural economy. A long time, China's rural financial development of the country is strictly controlled, so as to rural credit cooperatives, represented by rural financial institutions in a state of unfair competition. In this control state, the country extended to the vast rural areas through financial institutions that draw a large number of rural resources into non-agricultural industries go, this is generally considered to give the slow accumulation of capital of the rural economy even worse, resulting in the rural economy supporting the development of a serious shortage of financial situation.Rural economy can not develop without the financial support of a long time, Changchun City, the development of rural economy should not leave the same financial support. However, Chinese rural economic development, "the financial situation anemia" serious already is an indisputable truth, the development of the Changchun rural economy there is also lack of financial support. In recent years,the research about the role of rural financial development in rural economic development is concerned widespreadly in the academic community. Many scholars have done a lot of research, and these research had been considerable fruitful. However, domestic studies about the relationship between financial development and economic growth, mostly from the macro level, the main research subjects are nationwide to discuss the financial structure, financial development and financial deepening the degree of impact on economic growth. Regional rural finance to promote regional economic growth in rural areas very little research, especially research in rural areas, the provincial capital of a reform of rural financial development and rural economic growth in the relationship between literature less. At present Chinese rural financial system reform, the Changchun rural finance in rural economic development process, what sort of role play, and how to address the existence question in the financial support rural economic development in Changchun.These has become an important topic.The study combined with our country at present the actual reform of the financial system in rural areas and rural economic development and financial support of the relevant theoretical background of Changchun, rural economic development in the question of financial support to carry out more comprehensive and systematic study. From a realistic point of view, the full investigation and study at the rural economy in Changchun and regional financial development in the status quo, existing problems and the reasons on the basis of the analysis of Changchun, rural economic development funds to support the plight faced by more comprehensive and objective analysis and evaluation to explore different financial institutions in supporting rural economic development in the role of different status, for the construction of rural economy in Changchun to provide financial support for effective countermeasures. In research methods, using theoretical analysis and normative analysis of combining methods, employs an econometric model analysis of Changchun, the economic development of rural financial factors. The full study at the rural economy and rural financial development in the status quo on the basis of analysis of Changchun, the rural financial support for rural economic development problems, and reasons for focusing on rural finance in Changchun, the rural economic development, of the impact of the rural economy the growth of financial factors, and have to focus on countermeasures and proposals.The study found, the rate of economic growth in rural areas is relatively low, and the rural per capita net income growth slow in Changchun. A small number of rural financial institutions and services to a single in Changchun can not satisfy the needs of rural economic development. Rural credit cooperatives and postal savings deposits and other agencies through way away from the rural areas of many rural funds, meanwhile, because of national policies and the risks of agricultural loans and other reasons, the rural financial institutions to invest funds in rural areas and few. This has caused more financial development, rural capital outflows the more detrimental to the situation of rural economic development. Therefore, The Government should reform the rural financial system design,and changes on capital outflows to the situation in rural areas to prevent outflows of capital in rural areas, and improve the agricultural insurance mechanism, the transfer of operational risks in agriculture.The Government should increase financial input in rural areas, increase commercial financial support agricultural efforts, and improve the functions of policy-oriented financial support for agriculture, norms of civil and financial development, in Changchun rural areas to make up for lack of credit funds, for the implementation of the rural financial preferential policies, especially the limit of loans should be relaxed to encourage the rural financial institutions provide funding to the agriculture-related industries support.Our should implement a flexible interest rate policy in rural financial institutions to promote the transformation of rural savings to invest in rural areas, and promote rural economic development.Papers of five main parts:First, rural economic development related to the financial support of the theory. Including economic development and financial support for the relationship between theory and rural economic development and rural finance development theory.Second, the rural economy and rural financial development in the status quo of Changchun. Including rural economic development in Changchun City, the status and development of rural finance.Third, the development of rural economy and rural financial development in the relationship between the empirical analysis. Empirical studies, including model and regression model analysis and conclusions.Fourth, rural economic development in Changchun to support the weakening of the financial analysis. Including a small number of rural financial institutions, financial services single; serious outflow of capital in rural areas; the existence of institutional rural credit cooperatives and management; the lack of credit guarantee system for rural areas, financial support for agriculture weak intensity.Fifth, policy recommendations. Including the reform of rural credit cooperatives, rural credit cooperatives to improve the system design; increased financial support for agriculture business, and policy functions of the financial performance of agriculture; norms of civil and financial development, to make up for the supply of rural finance; changes in the form of postal savings business in rural areas, to contain outflow of capital in rural areas; a well-established mechanism for agricultural insurance, agricultural insurance pilot implementation.