The Research On The Enterprise's Derivative Products Of Liaoning Province Branch, Bank Of China

On July 21, 2005, China changes its fixed rate system into floating rate for the RMB against other foreign currencies, RMB accelerates appreciation seriously, and lending rate also rises at the same time. Sub-loan crisis broken out in USA has initiated the whole world panic and financial commotion, enterprise attaches importance to the risk which brought by the change of exchange rate or interest rate more and more, and ask for bank more demand. The Liaoning province branch of Bank of China has designed various finance derivation products to the enterprise for this purpose that evades the risk brought about by exchange rate and interest rate change. At the same time, the bank also inescapability appears or exists risk as a financial corporation. Therefore, we are concerned about the problem how to be able to control bank self's risk and ensure that the business develop well when the bank gives service to enterprise.The paper contain six departments: The first chapter, introduction, explain the main thought and method through introducing the change of exchange rate and the interest rate; the second chapter, relevant theory summary; describe fundamental theory about financial derivate product such as interest rate or exchange rate; the third chapter, actuality analysis of the business derivate products of Liaoning branch of bank of china. Introduce the concrete managements of Liaoning province branch of Bank of China; the Fourth chapter, the problem on the derivate products of Liaoning branch of BOC. Summarize the problem on fixed price and risk administration; the fifth chapter, the countermeasure of business derivate products of Liaoning branch of bank of china. put forward thought solving problem about fixed price and risk administration; the Sixth chapter, conclusion.We study the business derivate product carried out by Liaoning province branch of Bank of China by using relevant financial theory and the practical financial experience at the bank, analyze its fixed price and risk administration, hope that give advice and suggestion for the development of business financial derivations of Liaoning province branch of Bank of China.