Internet Banking Transactions In China's Main Security Problems And Countermeasures

E-banking has been accepted and adored by people as the progress of the net technique and the improvement of the e commerce. it will be the mainstream in the development of bank. Internet banking security issues is the same focus of the current banking problems. so it is very important for us to research the secure transactions in the online banking.First of all, as the security problem of online banking for its subject, through the concept of the online banking this paper gives the meanig of the online banking and studies the present development of it. After this, we give the nature of our e-banking development in the process of formation with the characteristics of Chinese characteristics.Secondly, as a study based on analysis of the problem, the paper quote the survey and well-known consulting firm iReasearch company in 2007 China online payment and Internet banking users and the development of statistical data, and after finishing a detailed, realistic analysis of China's Internet Banking ,the development of the current situation and existing problems. That is, server-side systems, client authentication, data transmission and non-technical issues.Finally, from a strategic height and the development of practical application point of view, the system has made a number of domestic Internet banking to promote the development of concrete measures and methods, including building a comprehensive security system server, authentication of e-banking security management model, as well as improved SSL in the network application such as silver and finally made our Internet banking security management model in order to have a wide range of practical significance.