The Informational Construction Problem Of China Construction Bank

Stepping into the 21th century , Be facing of the speed of economic and financial globalization being accelerated, increasingly various needs of customers, changes of information technology day by day, and increased competition under the WTO, the domestic banking set off a more massive revolution wave than the last century's .This paper starts from the impact to the traditional economic by the information age, Expounds Chinese information technology policy environment and financial environment. Analyses of the feasibility of banking information and inevitability of the domestic banking information of course, the international status and development trend of banking information, as the basis of information construction of the China Construction Bank (CCB).The status quo of domestic banking information is that the information technology infrastructure framework has initially built, electronic banking system has rudimentary, and information-based construction promote from the business-management to decision-making. The prevailing management information of international banking is decision-making, virtual network expansion, customer services and products as well as non-core business such as outsourcing trend.This paper analyzes informational construction development course of CBC and the characteristics and function of different stages; the centralized data form the predominance of corporation's competition. Quicken the management of bank decision-making informational, meanwhile to enhance the informational development level. Hold the development chance happened by internet economy, enlarge the deeper application of data. Vigorously develops internet banks and similar new pattern finance payment service. Development the new type client's relationship management so as to perfect finance service system and improve corporation management level and competition ability.In order to provide a technical sustainable platform for the operational development of CBC, we establish a clear financial and electrical development goal and development strategy; establish a unified technical supporting system.