A Research On How To Use Statistical Methods In The Area Of Monitoring And Analysis Of Anti-money Laundering

In recent years, the problem of anti-money laundering has been arising the great concern of academia, government departments and financial institutions. However, the initial stage is still the study on anti-money laundering monitoring and analysis at domestic and abroad, especially it is a blank how to use the statistical methods in the issue of anti-money laundering monitoring and analysis almost.In the paper, qualitative analysis and quantitative analysis as a combination of research methods, on the basis of researching and summarizing the results of the anti-money laundering theoretical study and practical work at home and abroad , aiming at the characteristics of capital flows of money laundering and the possible means taken by money launderers to avoid the characteristics noticed and their own detected by regulatory authorities, the concept of suspicious transaction is made a redefine, then based on it, the article introduces statistical methods into the field of monitoring and analysis of anti-money laundering,and, from the views of data analyzed and object researched, the paper designs a series of systematic statistical monitoring methods in anti-money laundering area.Then, the paper designs 2 statistical models to monitor money laundering using the data of county deposit,county population, county land area, county government financial expenditure and county gross domestic product in "China's rural areas in 2007 Atlas of the distribution of financial services" released in the official website of the China Banking Regulatory Commission and of the main import and export trade in the "Monthly Report of China's economic boom" in China.And, respectively, making use of these two models, the article minitors the existence and the type of money laundering ,and money-laundering risk rating in alll counties, and monitors money laundering in the area of trade from january to june,2008 .Finally,the article has found in which county there is a big risk of money laundering existing, and its type and risk rating and in which field of trade there is money laundering existing and its type and risk rating from january to june in 2008.