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A Study On Anti-Money Laundering Of Commercial Bank In China-From The Perspective Of Game Theory Analysis

Posted on:2010-04-27Degree:MasterType:Thesis
Country:ChinaCandidate:J J WangFull Text:PDF
GTID:2189360275487179Subject:World Economy
Abstract/Summary:PDF Full Text Request
Money laundering,as a global problem,affects the regular operation of our world's economy more and more,today even becomes the lurding danger to every nation's economy,financial order,and the social stability.Look into the structure of our nation's anti-money laundering organization,commercial Bank still undertakes the major responsibility.Now take a study of its action on anti-money laundering, have a discussion on how to put its function to the best use,and perfect the outside environment and inner organization will constitute an important subject which will never be ignored.This article taked game thoery as the instruction,and utilized related mathematical method to construct model and analyse Commercial bank anti-money laundering question.First this article elaborated the money laundering and the anti-money laundering elementary knowledge,then introduced the game thoery related elementary theory.This article divided into three aspects to Commercial bank anti-money laundering analysis:First from money laundering and Commercial bank angle;Second from Commercial bank's angle;Third from Commercial bank and Regulators's angle.The article has utilized the game tree,the graph as well as the union game theory construct mathematical model to the Commercial bank anti-money laundering game thoery analysis,and obtained the balanced solution through the mathematical model,Thus explains the change between the Commercial bank and the Regulators on mathematics aspect.Through theoretical model analysis,and in the introduction of international organizations and the United States anti-money laundering experience combined with the status quo of China's commercial banks under the premise of the Anti-Money Laundering,I mainly from the incentive mechanisms for commercial banks of China's anti-money laundering proposals which is as follows:Designed in anti-money laundering legal system up to fully take into account the perfect incentive mechanism and effective efforts to influence the degree of commercial banks and the regulator to check the probability;Provide regulatory guidance to financial institutions,as subsidies cost the Anti-Money Laundering;Once the identification of anti-money laundering regulator of commercial banks deliberately "non-reporting" behavior,it is necessary to increase the penalties;On the recovery of money-laundering illegal income sharing system;Rating system to implement anti-money-laundering;set up anti-money-laundering intelligence and analysis of information collection system, improve efficiency in the use of anti-money-laundering data and other information. Not be ignored only in the premise of restraint mechanism,give full play to the role of incentives in order to promote effective anti-money laundering work of commercial banks.
Keywords/Search Tags:Commercial Banks, Incentive mechanism, Anti-Money Laundering, Game theory
PDF Full Text Request
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