The Efficiency Analysis Of Mixed-Operation Banks In China

The global financial crisis caused by sub-prime mortgage crisis in 2008 questioned the mixed operation of finace.But it isn't hard to observe that the most five famous investment banks, with the exception of Lehman bankruptcy, the other four are trying to sell to the bank to avoid the crisis. So, to some extent, the crisis prompted the acceleration of financial mixed operation. Compared with separate operation, mixed operation of finace has following advantages: taking advantages of every industies; reducing its own risk of the bank; enhancing bank's competiveness;and realizing economies of scale or scope of the economy.The efficiency of the bank not only shows the performance of management, but also reflects the development quality of the bank,because it includes the managenment result of finance and the bank's competivity. At the same time, the efficiency as one of the core issues in economics, is also the goal that commercial banks pursuit for. In the long term, the development of the banking industry depends on efficiency. So the efficiency becomes more and more significant.The reality in China is that a lot of prospective financial holding companies exist, like Citic Group, China Everybright Group and so on. Financial holding company as a type of mixed operation, which appears in China, demonstrates that the reform of financial mixed operation has begun. What is the influence of mixed operation on the banking efficiency? If the scale of banks will not create efficiency? Such are the problems we should study. The paper makes use of the Non-parametric method_DEA to analysis the efficiency of banks in China and the factors which effect the efficiency. Therefore, this article has a certain theoretical and practical significance by studying the efficiency of the mixed operation of China's banking and the factors that effect the efficiency.This article is divided into five sectors: The first sector introduces the basic theory of the banking efficiency and the mixed operation,which is the paper's foundation; The second describes the banking history of business model and the necessity of financial mixed operation in China, which analysises the necessity of financial mixed operation qualitatively; The third briefly introduces the DEA method and empirical model, which prepares for the forth part; The fourth analysises the empirical result of the efficiency of mixed-operation banks in our country, which empirically analysises the necessity; The final part puts forward recommendations related to the results, which includes the business and time chosen, the mode of management and the environment it needs.