The In-deep Analysis Of Mortgages-safekeeping Of Zhong Chu Company

Mortgages-safekeeping is that goods with legal occupancy of pledgeor pledge assets to pledgee, Credit guarantee as pledgee to financier in Credit financing. Supervisor accepting pledgee's entrusting, During the mortgages-safekeeping, A business model which Supervisor supervise goods by the pledgee-order. It is a first in a new type of foreign financing service that is a tool for financial innovation. It is also the expansion and extension of bank credit loan business. It is the use of financial instruments which bring the storage of value-added activities. In the mortgages-safekeeping which involved in three entity is logisticsenterprise(supervisor) and customers(pledgeor) and financial institutions(pledge), Mortgages-safekeeping can improve the inventory turnover rate of customers, the expansion of sales and profits, it will also be able to provide customers a more valuable way to operate in the capital flow, information flow, logistics. Mortgages-safekeeping help the traditional warehousing firms to dig out the new profit target, it is the fast transition in the traditional warehousing firms to the modern logistics enterprise. On the financial sector, it solve difficult between the SME loans and the bank loans. For the whole of society, it increase the economic efficiency of the operation as a whole. That one thing is for sure, mortgages-safekeeping not only help the logistics enterprises and the bank avoiding the risk but also is to win a large number of customers.This article will be in stock certificates as example, laying emphasis on ZhongChu Company in the application and development of mortgages-safekeeping. Due to Chinese mortgages-safekeeping business's development is also at the early stage. The domestic logistics enterprise utilize the most mortgages-safekeeping's model is still the total control of movable property mortgaging. Therefore, this article will elaborate the roles and advantages acted in the mortgages-safekeeping of ZhongChu Company. Meanwhile, this paper will also be an in-deep analysis of the reservoir in the ZhongChu Company to carry out the objectives of business customers and how to select mortgage's objects. As a result in practical applications, Logistics enterprises carry out a mortgages-safekeeping's business is not just a mortgage of movable property, but in accordance with specific customer needs to carry out the mortgage of warehouse receipts, the per sales transaction of movable property mortgaging, the total control of movable property mortgaging, the buyer credit, import issuing mortgaging, etc. Therefore, this article will give a brief description on the China's logistics business to carry out other mortgages-safekeeping's business.Since the risk of mortgages-safekeeping having their own, in addition, the subprime mortgage crisis and mortgages-safekeeping's measures are not perfect in china. The Commercial bank hold a cautious attitude to carry out a mortgages-safekeeping's business for a long time. Therefore, this article will also focuses on how to carry out the effective internal supervision and risk prevention in Mortgages-safekeeping. In addition, this article will combined with case studies on how to make the right choice to effectively help banks avoiding risk and carry out effective mortgages-safekeeping's business in the new situation.