The Research On Risk And Control In Pledge Of Warehouse Receipts For Hunan Branch ZhongChu Co., Ltd

According to the survey, many small and middle-sized enterprises in the domestic universally have difficult financing channels which it seriously restricts the development of it .On the one hand, during the process of enterprise's production and sales, stock of raw materials and the finished products occupy a large amount of fund, which makes the fund settled and it's difficult to form the flow of fund effectively; and on the other hand, due to the prevention of financial risk, many commercial banks not dare lending Pledge of warehouse receipts's appearance adapt to China's current marketing status on the difficult financing and difficult banking lending, which can better solve the contradiction between the bank and the enterprise; warehouse receipts pledged by the guarantor as a third party ,it can effectively avoid the financial risk, for a ling time, it not only solve the current and unsound credit system but also it is the development extension from the traditional transportation to the modern logistics. As the pledge of warehouse receipts itself involved many business, and the law is complicated and each has its benefit , all the parties actively avoid relative risks ,which resulting in a pledge of warehouse receipts has also become a higher risk of a business operation. How to scientifically identify the risk of a pledge of warehouse receipts and warehouse receipts pledged to establish an effective risk control system to ensure that the pledge of warehouse receipts of the business interests of the main parties has become an urgent need to study and solve problems.In this paper, we take the traditional logistics named Hunan Branch of ZhongChu Co., Ltd as a subject of study, it used the flow analysis and inductive analysis. First of all, it expounds the relevant theory about risk management and control and briefly introduces its research ideas and content ; Second, it starts from the Reserve Development Company Limited, Hunan Branch currents status , on the pledge of warehouse receipts four of the risk of business model analysis, and inductive analysis of the pledge of warehouse receipts of credit risk, market risk and operational risk and the causes of its manifestations; followed by focused analysis of the Hunan branch of warehouse receipts in the storage business risk control pledge problems, again combined with a pledge of warehouse receipts of risks and risk control problems, to build the warehouse receipts pledged business risk control system - organizational system pledge of warehouse receipts, credit risk management system, market risk, operational risk control system and control system, Finally, on the pledge of warehouse receipts in the implementation of risk management system in the process of strategy and safeguards.Through research of warehouse receipts reserve the risk of Hunan Branch of ZhongChu Co., Ltd , this paper established a branch in Hunan Reserve risk control system, a pledge of warehouse receipts, I hope the results of this study was used to the similar of warehouse receipts of the business enterprise risk management and had a certain reference and reference significance.