Research And Consideration On Traditional Private Lending

Private loans as a means of financing in today's civil society play an increasingly. However, because of its inherent defects, and the country of its regulatory oversight. Private lending basic nowadays a state of disorder. And in the development process a lot of questions arise, both lenders and borrowers, as well as on the local economy has had a negative impact. Order to improve the civil lending at the core, from a legal point of view on how to protect the interests of creditors and prevent financial crimes, such as an analysis and discussion.According to public information, Zhejiang traditional civil financing can be traced back to the actual last 70 years, Since then, a lot of small and medium-sized mostly funded through private financing, bank loans from the small, the situation continues to this day. Zhejiang's private lending was to promote private economic development are the necessary complement to the form of financing.Zhejiang is located in hills and mountains of China and South Africa at the Zhejiang JINYTJN belong to economically underdeveloped areas, the total area of 1503.52 square km. The total population of 438,600 people.Because of non-governmental lending to the basic state of disorder, the lack of sound management mechanism, resulting in many disputes, and illegal lending is also felt, and here, there were shocked by the whole country, "DU Yi-Min fraud case", all of which All have caused enormous economic losses.This paper JINYTJN investigate acts of private lending for private lending to conduct a detailed analysis, trying to resolve the civil borrowing many questions that arise, and suggested that the legal system into the private lending, private loan market norms, improve the public awareness of the law, thereby better protect themselves...