| The financial market has been fully liberalized, and the operating environment background of commercial banks has been changed too. in this situation, more and more commercial banks choose the IT outsourcing , this paper combines the outsourcing theoretical foundation, analyses the signification, characteristics and classification of commercial banks' IT outsourcing, and discusses the competitive advantages of the IT outsourcing brings to commercial banks. Having read literature, the author summarized the commercial banks IT outsourcing risks, and used Risk Matrix Method which comprises occur probability of risk and impact on the target of a risk, to measure IT outsourcing risks of commercial banks into five levels, identified the grading of the risks incident preliminarily. Because of the presence he risk node (risk node means the risk of the same class with the similar attributes can be broken down to the risk module), the author used Borda Sequence Method to distinguish the importance sequencing of risks in the same class, to provide a basis for commercial banks to control the risks. Finally, the author listed some IT outsourcing activities conducted by the domestic and abroad banks, summed up some common successful experience of their outsourcing, and described of the issues of the IT outsourcing the commercial banks should pay attention to in tow aspects: the internal supervision and external supervision.This paper is divided into three parts, first, the thesis gives the meaning, type, features and the theoretical foundation of commercial banks' information technology outsourcing; then it summarizes risks of the information technology outsourcing and establishes a framework to analysis risk, on this basis it discusses and assesses the risk control measures. In the third part it introduces the experience of domestic and international outsourcing of information technology to guide the commercial bank of China to right to outsource information technology. |
PDF Full Text Request