China's Small And Medium-size Enterprises' Difficulties And Countermeasures In Financing

Recently years, our country's small and medium-sized enterprise (SME) has obtained considerable development, small and medium-sized enterprise has played a noticeable role in increasing the employment, promoting the science and technology getting ahead, promoting the social division of labor, enlarging the exports, maintaining the stability of economic development and so on, the small and medium-sized enterprise has become important prop of national economy development. But small and medium-sized enterprise falls into financing difficulty in their development, the financing difficulty has become main factor to restrain the small and medium-sized enterprise's development, which is strongly affect it grow up. So, analyzing financing difficulty and origin that small and medium-sized enterprises face, and probing into the effective way to alleviating the financing predicament, has a very important theoretic and realistic meaning.The article first introduce the background e and purpose of this study, and review relevant domestic and foreign present research, and definite relevant concept, including the definition of enterprise financing, way and channel to enterprise financing. Then analyze the difficulty of small and medium-sized enterprise financing on theory, discuss the situation of foreign small and medium-sized enterprises, then analyze the difficulty of small and medium-sized enterprise financing, we can find small and medium-sized enterprise confronted with multi-arrangement financing difficulty, At the same time, analyze the reason that financing difficulty, we can conclude three sides of reason :including barrier of small and medium-sized enterprise financing; our country's present monetary system and imperfect capital market. At last, on the base of the analyze and study in the reason of small and medium-sized enterprises' financing difficulty, then combine with come case to put forward effective Countermeasures to the small and medium-sized enterprises financing difficulty.