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The Study Of Housing Loan Risk's Control Measure Of CCB

Posted on:2010-12-18Degree:MasterType:Thesis
Country:ChinaCandidate:Y YuFull Text:PDF
GTID:2189360302465666Subject:Business Administration
Abstract/Summary:PDF Full Text Request
With the promoting of the national real-estate system and the development of the reform of the financial system, our commercial banks were launching into personal real-estate loan business as a new profit-increasing factor in recently years. After the fast progress of recent years, the personal real-estate loan business is now in heavy risk. It is an essential request to keep the business growing healthy that commercial banks should recognize, control, manage, divert and transfer the personal real-estate loan's risks. In this paper, the author analyzes the individual housing loans of commercial banks risk factors. This paper explores a comprehensive approach to the risk management systems of Dalian Branch of CCB, construction and means of appropriate measures.This paper is divided into four parts; the first describes the topics of the background, the research situation and research ideas and methods. The second section describes the individual housing loans of commercial banks related to theory and the major risk being faced. The third part is aimed at Dalian Branch of China Construction Bank individual housing loans for the specific conditions of risk prevention, through empirical analysis and case analysis method, analysis the right market environment, found that CCB of Dalian have problems in many parts. The fourth part is the above based on the analysis presented in Dalian Branch of China Construction Bank; advise several measures to strengthen prevention the risk of the individual housing loans. The author hopes this paper will help the Dalian Branch of CCB reducing the losses of the Housing loans and increasing the profits.
Keywords/Search Tags:Housing loans, Risk, Prevention and Control Measures
PDF Full Text Request
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