Study On Present Situation And Structural Optimization Of Rural Financial Market

The 17th National Congress of the Communist Party of China points out:"balance urban and rural development; push forward the building of a new socialist countryside…perfect the service system of rural market and agriculture…precede with rural financial reform". How to comply with the trend of rural financial demand, proceed with rural financial reform, improve rural financial service become the urgent measures to solve"san nong"problems. China's rural financial system including policy finance, commercial finance, cooperation finance, informal finance. The further division of rural financial system is formal finance and informal finance. But China's rural financial system is inadaptable, unopened, uncompetitive, ineffective and unstable which restrict not only the supply but also the demand of rural financial market.ChapterⅠIntroduction. Mainly introduces policy background and real background, study purpose, study significance, research method, innovations, deficiencies and research framework.ChapterⅡLiterature Review. From the rural financial theory, industrial organization theory and analysis of rural financial markets, a critical analysis of relevant research results in order to establish the logical starting point for this study. Rural finance development in the financial theory is based on the theory of derivative development. Specific rural areas of developing countries discussed the financial development and agriculture, the development of non-agricultural industries, as well as the income of the rural population growth, poverty eradication and other aspects of the relationship between the theories of financial development in rural areas in developing countries.ChapterⅢChina's Rural Financial Market Development Process. Through the development of China's rural financial market, find the formation of the current structure of rural financial markets to historical reasons. Present the formal finance, informal finance, new financial institutions on the development of the rural financial market, specific to the formal financial market: the Agricultural Development Bank of China, Agricultural Bank of China, Rural Credit Cooperatives.ChapterⅣStructure Analysis of China's Rural Financial Market. First of all, on China's rural financial market structure measure, the use of absolute concentration, relative concentration index of China's rural financial market qualitative analysis of China's rural financial market is a high-typeⅠoligopoly conclusion. Secondly, the impact of the structure of the rural financial market factors - barriers to entry, exit barriers, differentiation to analyze policy-related factors that come to China's rural financial market is the main barriers to entry. Finally, explain the structure of China's rural financial markets causes.ChapterⅤStructure Optimization of China's Rural Financial Market. First of all, optimize the structure of China's rural financial market of ideas from entry barriers, exit barriers, differentiation. Secondly, detail the optimal way of China's rural financial market. Finally, pointed out that we should handle the following two aspects: efficiency and fairness, the main and added to provide financial support for the rural areas.