The Study On The Divisional Structure Reform Of China's Commercial Banks

The commercial bank organizational structure is an important constituent in banking management, which is very important in the promotion of banking operation efficiency and molds of core competitive power. Commercial bank's success first must turn over to a high efficiency organizational structure. Our country's commercial bank has experienced reform and the development for more many years and basically had the modern commercial bank's characteristic. But the commercial bank organizational structure transformation obvious lags in bank whole reform and are backward in the request of time.The paper is focusing on the division system theory, the organization structure analysis of Chinese commercial bank and the generalization of abroad commercial bank. And then discusses the reform necessary of Chinese commercial bank.Afterwards, the paper cited the case of M bank restructuring. Furthermore, it made a further analysis of the division system reform and the recommendation of the reorganization of commercial banks.The paper is composed of 6 Chapters. Chapter One defined the background of research and the significance of topics, as well as the method. Chapter Two presented the related theory of division system. Chapter Three demonstrated the necessary of division system reform of Chinese commercial bank. Chapter Four made the discussion on the interrelated issue of the reform. Chapter Five is the case study and last one is the summary.