The Feasibility Analysis Of Lanuching Bond Business In Laiwu Commercial Bank

In the past three year's time, the global economy under the influence of the financial crisis, there has been since the thirties of last century since the Great Depression, the biggest landslide. Of the international financial situation in a lot of volatility, as the rapid development of China has also been a certain extent. In this crisis, the commercial banks to become the greatest victims, in particular small and medium sized city commercial banks, savings and loan was originally a huge difference has been compressed depleted, which are far less revenue between the state-owned commercial banks. Therefore, how to obtain a new profit growth point is placed in commercial banks on the desktop, pressing need to address the problem. As an important component of financial products, debt has become the focus of everyone's attention, china's bond market after 20 years of development has made remarkable achievements, since the issuance of treasury bonds in 1981, since the national recovery, China's bond market from a physical voucher counter market, the OTC market as represented by immature development of the Shanghai Stock Exchange as the representative of the floor to the bond market and in the inter-bank bond market as represented by the maturity of the market outside the bond market, has experienced the process of gradually upgrading arbitrarily changed. In the expanding size of the market, while also increasing the types of bonds, to issue trading methods and market management has improved continuously, showing a good development performance and huge potential for development. However, in China's capital market structure, relative to the stock market and insurance market, bonds remains the weakest link.Laiwu commercial bank as a small and medium business bank, it is a typical of the banking financial institutions, this paper with Laiwu commercial bank as the main object, of its financial crisis in the face, could enter the bond market through-is the corporate bond market in particular, to access to new profit growth point, also can help small and medium enterprises from the direct financing of indirect financing model to model, lower financing costs, to bank and win-win. This paper analyzed Laiwu commercial bank's strengths and weaknesses inside and outside banks, commercial banks obtained Laiwu commercial bank bond business is feasible to carry out this conclusion, and on this basis, consolidated various factors, and found Lay bond business commercial Banks effective way-the development of SME debt collection. In addition, the paper also to the current form of local government financing channels and national policies for local government bonds, based on analyzing the commercial banks to develop local government bonds Levin is feasible.This paper uses a theoretical analysis, comparative study, interdisciplinary study, research method and empirical research literature and other methods of Laiwu commercial banks to develop the feasibility of bond business, and come to some conclusions:Laiwu commercial bank conduct bond business is business banking profit growth point for a better choice, and is feasible; and the conduct of corporate bonds should mainly focus on SME debt collection. In the release process of Small collection of bonds will face many difficulties, such as select the bonds subject, guarantee issuing deadlines and volume of issues, obtaining sustainment from local government, etc. these are all things to consider and step by step solution.