Research On The Influence Of Rural Financical Development On Framers' Income Growth In Shandong Province

The national economy is based on agriculture,to realize sustainable and stable growth of agricultural inputs, not only refers to agricultural production, but also directly influences the farmers income increase and social stability. With the development of market economy and the expansion of financial services, as the core of modern economy, the services that finance provides lies in all aspects of modern society, and finance has become the key point of the economic resource allocation. Farmers'income increase also deeply needs to rely on rural financial development.Shandong Province is China's major agricultural province, and is one of the earliest provinces that implements rural financial system reform. After years of reform, the rural finance of Shandong Province has become the main force, which promotes rural economic development and farmers'income. Therefore, studying the relationship between income growth of farmers and financial development in rural areas of Shandong Province, not only can provide a theoretical basis for the financial system reform in Shandong Province, but also can enrich the theory of rural finance in China. This paper includes seven chapters:Chapter one IntroductionThis chapter introduces the background, purpose and meaning of thesis, and describes the application research in the field. Making a thorough study for this field in theory and practice at home and abroad, and combining the background, purpose and significance describes the methods of this research and innovations of this paper.Chapter two the basic theory of finance and basic theory of the farmers'incomeThis chapter defines the basic theory of financial development and rural financial development, and issues the definition and form relating farmers'income, providing a theoretical basis for the indicators selection in empirical analysis.Chapter three the current situation analysis to rural finance and farmers'income in Shandong provinceThis chapter mainly illustrates the development process of rural finance in China and the composition of the rural financial system in Shandong province, and based on this, this chapter demonstrates the problems of rural financial development in Shandong province. Meanwhile, this chapter analyzes the trend and current situation of farmers'income in Shandong province, and points out the problems concerning farmers'income in Shandong province during the development of process.Chapter four the empirical analysis to farmers'income and rural finance development in Shandong provinceEmpirical study needs to be based on certain economic and environment, so this paper will be based on the specific situation of the Shandong province, pointing out the principles and premises that the indicators selected and the use of econometric models, and explain the result using E-views software.Chapter five the Gray correlation analysis to farmers'income and rural finance development in Shandong provinceGray correlation analysis is an extensive and very important analysis in modern economics, so this chapter hopes to find out some useful conclusions according to the gray correlation analysis to the statistical data of the rural per capital net income and the level of rural financial development in recent 20 years in Shandong province.Chapter six the policy recommendations to increase farmers'income from the point of rural finance in Shandong provinceThis chapter aims to find out the deficiencies of farmers'income from the point of rural finance in Shandong province according to the analysis, and based on this, propose concrete proposals from the perspective of rural finance.Chapter seven Conclusions and recommendations for further researchAccording to the top chapters'analysis, we can understand that there is a more serious financial suppression in Shandong province, and rural formal finance can not meet the requirements that the rural economy refers to financial development, so rural financial constrains the growth of farmers'income objectively. Based on this, we conclude four conclusions, and propose three points that needs further studies in related fields of Shandong province.