Current State Of And Enlightenments From The Development Of The Xinjiang Agricultural Insurance

Agricultural insurance is the main way to manage agricultural risk, and to stabilize the agricultural production process and to improve the general agricultural production ability.The risk what the agricultural of xinjiang province faces during the development needs the protection of agricultural insurance. And the level of the development of agricultural insurance in xinjiang province is on the top of the whole country's level. The author does the reaserch in order to get a full analysis on the current state of the development of the xinjiang agricultural insurance, and use the cotton insurance which takes 70% of the xinjiang agricultural insurance as the model to deeply analyze the operation mode, current problems and the reasons of those problems of xinjiang agricultural insurance. And then get some enlightenment to develop the xinjiang agricultural insurance more deeply and other provinces's agricultural insurance from it.This paper starts the reaserch from selecting and reading current reaserches, especially the reaserches of xinjiang agricultural insurance. Through the two main lines current operation and operation mode, we move the reaserch on in the ways of data contrasting analysis, qualitative analysis versus quantitative analysis and static analysis versus dynamic analysis and find that So far the xinjiang agricultural insurance has been proved to be successful example. But still get the problems such as lackness of managing skills, difficulties in fee's capture, the assistancy's be intimes. Then looking out the reasons. Base on those analysises, we get the inspiration of the further development of Xinjiang, and even the National Agricultural Insurance. respectively, from government policy, the insurance business of the main modes of operation in such areas. Then we get the conclusion that the current government of Xinjiang to promote a commercial company under the policy agricultural insurance operation modes in other types of insurance and other provinces with more reference.