| Joint-stock commercial banks in China's financial industry is an important component of China's banking industry. Joint-stock commercial banks is the fastest-growing major force of reform and opening up the important results. The sustainable growth of enterprises is not an increase in foreign equity capital, operational efficiency and financial policies remain unchanged under the conditions of the sale of the company to achieve growth. China's shareholding commercial banks on the pace of development is in line with its sustainable growth rate of China's shareholding commercial banks of the development is too fast and the sustainability of great importance.The paper is based on the SGR model by Robert·C·Higgins to examine the sustainable growth of our country's share-holding commercial banks'example the listed corporation. The listed corporation include Shenzhen Development Bank, China Merchants Bank, China Minsheng Bank, Shanghai Pudong Development Bank We find that the sustainable growth rates exceeds GDP growth rates, but the practical growth rate exceeds the sustainable growth rates.Further analysis of the elements of sustainable growth of sales margin, the total working capital rate, revenue retention rate, beginning with the interests of the total assets of the multiplier the end of the four parameters, to the deepening of China's banking industry's corporate governance, vigorously develop the middle Business, a reasonable balance retained earnings and dividend payment and the relationship between the proposals. |