The Supervision Mechanism Of Private Pension In The US And Its Enlightenment To China

Private Pension is an important supplement of endowment insurance system. It is not only provide"life support money"to retired workers , but also keep the social stability. Therefore, building private pension system is not only an economic problem, but also a political issues. By this token, its strategic position is significant. U.S. Private Pension has been more than a hundred years of history since 1875 in the Express Company. As of today, the U.S. Private Pension plans have been relatively well in institutional development, fund operations, regulatory measures and the development of supporting laws and regulations.China's Private Pension was made up in 1991 , which experienced 19 years up to now. Therefore its institution building, legal norms and supervisory management and other aspects also need to continuously improve. This paper based on the regulation theoretical of Private Pension , through specific analysing of U.S. Private Pension regulatory framework and supervising system, compared to the regulation and shortage of our country's Private Pension , to sum up the successful experience of U.S. regulatory model to our country's Private Pension supervision. Combined with China's national conditions and economic conditions, making suggestions to China's Private Pension system and inducing the system sustainable development .