The Perfection Of The Third-party Liability Compulsory Insurance System For Motor Vehicles In China

Road traffic accidents caused a great threat to people's life and property, in order to provide timely assistance to the victims of the world have issued a compulsory insurance system for motor vehicles. China's "Road Traffic Safety Law" also calls for the adoption of legislation in the form of compulsory motor vehicle third party liability insurance system, in order to be able to provide victims with basic, fast protection.Based on the compulsory third party liability insurance system for the analysis of the basic theory and research related systems in China, discussed China's current practice of compulsory traffic accident liability insurance and compulsory third party liability insurance, and the existence of the relationship between shortcomings, and to our country a true system of compulsory third party liability insurance, a number of recommendations.Full-text is divided into four parts of the compulsory third party liability insurance system are analyzed and discussed. The first part introduces the system of compulsory third party liability insurance, the basic theory of compulsory third party liability insurance, the meaning, characteristics, patterns and explain the legal relationship. The second part of the foreign motor vehicle compulsory insurance system of the experiences of developed countries, compulsory insurance of motor vehicle compulsory insurance system has been studied and summed up their experience for our reference. The third part studies the compulsory third party liability insurance system and the historical development of the main problems. From the insurance mode, the scope of responsibility, victim protection, the scope of the insured and the social relief fund for road traffic accidents and so comprehensively expounded China's compulsory third party liability insurance problems. The fourth part of our compulsory third party liability insurance system, improve the proposal. Learn advanced practices, from the establishment of compulsory liability insurance model, reasonable definition of the scope of responsibility, a sound system of victim protection, improve the system and the establishment of the insured social relief fund for road traffic accidents in five put forward legislative proposals to amend the country's "mobile Car Accident Liability Compulsory Insurance Regulations ", to really establish a compulsory third party liability insurance system to provide timely and effective protection of victims.China's compulsory third party liability insurance, whether in theory or have just started the insurance practice, particularly in the protection of victims and practice in developed countries are still rather obvious. In this article research, I hope for the motor vehicles third party liability compulsory insurance of institution building and the protection of victims of traffic accidents and make a little contribution for the maintenance of road safety, promote harmonious Shehui building to do a little humble.