China's Banking Market Structure Research

Financial industrial organization is the subject that various countries study in long term in market economy, it is a key problem to be solved in deepening the financial reform, bringing about an advance in finance in our country too. The change that China's financial circles took place at the end of the 20th century and the beginning of 21st century is remarkable, the situation faced is brand-new too. On one hand, the paces with market-based financial circles of China are accelerated the operating mechanism of market of state-run commercial bank is established, the commercial bank of the shareholding system emerges in the competition, regulation and control mode of Central Bank take indirectly gradually too and marketization, fierce day by day in competition banking have, private market access of bank, have market of bank is it make market structure, Chinese of banking change constantly in improving to withdraw from already; On the other hand, after joining WTO, the foreign capitals bank enters the market of Bank of China in big strides, challenge and competing that the Chinese banking faces being integrated with the international banking. In financial circles, the banking is the most outstanding again. The argumentation of this text focuses on banking too. So, Chinese banking must deepen reform.The traditional industrial organization theory thinks, market concentration degree is the only standard of weighing the market structure. Through the tolerance of market concentration degree, can judge the type of the market structure. However, with the development of industrial organization theory, at present, most scholars think, market concentration degree is not the only standard of weighing the market structure, should with barrier of withdrawing from, enter barrier combine together and make analysis, the three connect each other. So this text, according to main composition key element, market of structure, key research bank concentration, entry barrier, exit barrier, market of structure, combine the current...