Analysis Of The Development Of Credit Guarantee Company In Bashan

Since reform and opening to the world, SMEs(Small & Medium Enterprises) have been becoming increasingly an important part of socioeconomic system in China. SMEs make positive and important contributions in many aspects, such as promoting economic increase and technology, stabilizing financial sources and optimizing economic structure, etc. But, SMEs are faced with"bottleneck"in the course of development. The financing difficulty is a chronic disease that perplexes the existence and development of SMEs in China. The solution to the financing of SMEs is of great significance to the development of SMEs, country'economy and stability.The credit guarantee helps to solve the financing difficulty effectively. Especially in recent years, the Chinese guaranty industry has made its rapid development, and the commercial credit guaranty companies become more and more important. The BaShan credit Guarantee Corporation Ltd, being influenced on one of the commercial credit guaranty company in China in the west of China, which shows the positive trend of company's growth, which development of sustainability has a value to study.This paper has a footing in China. Based on analyzing the status quo of SMEs'financing, the paper puts forward some suggestions for the BaShan credit Guarantee Corporation Ltd in future.The article is consisted of four chapters.Chapter 1 describes the Credit Guaranty Industry .In the first place, the paper observes and describes the course of development; In the second place, the paper observes and describes the concept of the Credit Guaranty Industry, the general situation of development of the Policy-based Guaranty; the general situation of development of the Commercial Credit Guaranty; the characteristic of the Credit Guaranty Industry. Finally, the general situation of development of the Credit Guaranty Industry in China.Chapter 2 summarizes the course of the BaShan credit Guarantee Corporation Ltd development and the existent problem. The first, the paper analyses the course of the company, the cause of existence and development of the company, the position and functions of the company; then, the paper analyses the factors and problems existing that hold back the company, points out the bad consequence. for example, insufficient fund and manpower, etc.Chapter 3 analyzes the environment (SWOT) of the BaShan credit Guarantee Corporation Ltd. The first place, the paper analyzes the external environment, then, analyzes the internal environment.Chapter 4 suggests the BaShan credit Guarantee Corporation Ltd development in future. The first place points out the external tactics of the company development; and then, points out the internal tactics of the company.Finally, based on the above analysis, in order to solve the development problems of the BaShan credit Guarantee Corporation Ltd in future, the paper puts forward some suggestions.I appreciate the tutors'correction for my mistakes in the passage caused by my limited skills, and thanks faithfully for your supervision without selfishness.