Commercial Banks Consignment Open-end Fund Research

Since the 1990s, as the significant achievement of the financial innovation, investment fund has obtained the unprecedented development in the world scope particularly in the European and American countries, it is more and more important in financial system status, it is also remarkable in the national economy function. Along with our country capital market rapid development, our country is connecting rails with international base, and will welcome happier tomorrow.In the economical developed country, the open style fund already became the money market main investment tool, accepted for the social populace. Open style fund by therefore can become the international fund market the mainstream variety, mainly is the existence following inherent superiority:(1) the market selectivity is strong; (2) the transparency is high; (3) is stronger to the fund supervisor's drive and the restraint.The open style fund took one trust investment way, and transports with commercial bank's property business operating at a liability in the system, which has certain complementarily, which mutually promotes. Displays in, on the one hand the open style fund can Develops new financing and the investment channel, requests the fund possessor, the supervisor in the operation, to be entrusted with the person mutually to divide To, this request has corresponding technical, the personnel, the mesh point and the fund strength specialized organization undertakes, commercial bank Without doubt has met these requirements; Another one only then but two existences one kind of similar product supply and demand relations. Namely the bank provides may supply the investment to the fund the object, the fund to carry on the investments the investment main body. Looked from the global angle of view that, the commercial bank all is fund industry important anticipators, is engaged in including is entrusted with the fund property, sells goods for the state the open style fund as well as the correlation increment serves gains the quantity considerable middle service income.This article sells goods for the state open style fund this service through the research commercial bank, makes every effort to explain and to excavate the commercial bank in to sell goods for the state aeries of questions which in the open style fund process initiates, and the union sells goods for the state the open style fund to analyze to commercial bank's actual influence, proposed asfar as possible the commercial bank optimizes develops open style fund service some conception and the countermeasure.