Use Of It Audit To Avoid The Risk Of Thinking Of The Bank Information

With the fast development of information technology, the financial industry that has already walked through "the electronical finance", is moving toward "the information-based finance" time. After the data greatly concentrated, the financing institution use the gradually mature technology ,such as the data warehouse, data scoops out(DM) ,to strengthen customer and market analysis. But the deficiency of the physics operation and management in the information technique, constituted the flimsiness of the IT system, which bring bank a series of insecurity factor. The computer crime with embezzle and the inauthenticity of accountancy information, give the bank great damage in funds and prestige. The difficulty that the bank has to solve first is the consistency that insures a total development target of the IT strategic target and bank, evading strategic risk, the investment risk and circulating risk with maximum limit, promising the bank can keep on development. Therefore, it is very urgent and important to strengthen a reviewing and evaluating the safety and the performance of the IT system.Currently, the IT audit is a mature realm abroad, the banks of the developed country all built up perfect information audit system, but our country just starts , which lack mature experience and cases that can be provided as reference. Therefore, this paper analyzes the organization structure and the technique structure of the IT audit first. According to international experience and the circumstance of our country, this paper carry on difference analysis. Secondly, by introducing foreign kinds of IT technique frame and model, this paper set up the technology frame. Finally, on the foundation of the fore text analysis ,this paper provide several counterplan and suggestion about how to use IT audit as tool to evade strategic risk, invest risk and circulate risk, to help the banks keep on a development.