Commercial Banks In China, Supply Chain Financial Services Research

In this paper, by using historical analysis, comparative analysis, inductive deduction of research, financial services supply chain of domestic commercial banks are analyzed and put forward the development of ideas and measures. The supply chain finance refers to the operational activities in the supply chain, using financial instruments to produce value-added logistics financing activities which are intensive industry, an important link in the chain. For commercial banks, supply chain finance is based on accounts receivable and inventory and other movable property to provide enterprises with a series of credit, cash management and other integrated services. Supply chain covers a wide range of credit in the financial, but also added to the cash flow management. It is a flexible comprehensive service system according to the customer the necessary arrangements.In this paper, the characteristics of the supply chain in china have been summarized, that is, credit business-oriented, "1+N" marketing model and the traditional flow of credit risk control system, and put forward the issue of development, namely a general lack of supply chain business management awareness, the banks lack the technical platform, risk control deficiencies and lack of legal constraints. In this paper, from the perspective of macro-and micro-development of China's commercial banks are given the supply chain finance proposal calling for enterprises to train the macro supply chain management awareness, build technology platforms to improve laws and regulations, the micro level to a commercial bank based on building new industries and different the credit framework, a sound risk management system.