Logistics And Financial Theory Based On The Liquidity Of Smes And Applied Research

Logistics Finance is the leading edge of today's logistics element of discipline, innovation and logistics disciplines into a new element in the contemporary business context, the growing role of the practical and theoretical value. Logistics Finance is a particularly strong applied research project, to promote the industry, the integration of capital and financial capital to banks and other financial institutions to introduce into the supply chain, supply chain management innovation. Logistics Finance and SME finance the combination of the financial focus more to enhance its vitality in the credit markets, logistics and financing needs of SMEs in the future the combination of a huge space for development.In this paper, the liquidity of small and medium enterprises as an entry point, from the perspective of market demand and supply of liquidity demand by SMEs and financial institutions on the supply of credit funds situation, the logistics of financial applications in SMEs financing; by Model Logistics and Finance to establish to prove a good solution to SME "financing difficult" problems, not solve the root of the problem of liquidity for SMEs, which shows the current supply chain management problems, and the need to add in the supply chain banks and other financial institutions to ensure that members of the smooth flow of funds in order to stimulate the smooth flow of logistics. In addition, the logistics enterprises and banks and other financial institutions because of comparative advantages and complementary functions and financial cooperation is a major feature of the logistics, the paper demonstrates why the banks and logistics companies must be cooperation to jointly carry out chattel mortgage business, and under what conditions banks can withdraw from the supply chain, supply chain management in order to standardize and develop a real "win-win" stage.Innovation of this paper is: (1) the market demand and supply from the perspective of SMEs, working capital needs and financial institutions on the supply of credit funds situation, the logistics of financial applications in SMEs financing; (2) this paper, the financing problems facing SMEs defined as a market demand, the bank credit and other financial institutions as a kind of market supply, is the logistics of financial convergence in the two well together, this one certainly an intermediary, then logistics is the medium was analyzed and demonstrated.In this paper, a combination of theoretical analysis and empirical analysis, quantitative analysis and qualitative analysis combined with law and economics analysis, conducted on the topic more in-depth research. In this paper, theoretical research and case studies based on innovation and conclusions drawn are: (1) SME financing demand not only by the impact of their own operating conditions, but also by the impact of supply chain relationships. (2) The lack of small and medium enterprises and financial institutions own more rigid control mode to form SME "financing difficulties" phenomenon; (3) financial institutions, the supply of credit to SMEs serious shortage of serious imbalance in the credit structure and the reasons; (4) logistics enterprise as to promote the credit market information symmetry and thus join the credit market's supply and demand sides, logistics financial model contribute to the balance of the credit market structure changes gradually.