The Effectiveness Of An Insurable Interest In The Study

Insurance interest is the concept of risk in insurance law, insurance law on have a byword: "no insurance interest, no insurance". Visible the importance of insurance benefits. But, what is insurance profit, the validity of the question why the concept but since the day he produced two law systems vary and legislation, case and theories are no uniform views. Despite the principle of insurable interest in a certain extent got legislation must, but the legislation level is still far from self-sustaining. Based on insurance benefits system within the framework of playing with insurance benefits for as a starting point, the validity of the insurance benefits in-depth analysis. Through the improvement of insurance benefits effectiveness, and promote the effective play value of insurance benefits.The article is divided into: the introduction, chapters, endnotes three parts, chapter for full-text subject part.The first chapter insurance interests effectiveness overview. This chapter is divided into two section. The first quarter of insurance of insurance benefits, concept of interests and theory analysis and value, and sums up the insurance benefits three value: avoid gambling, prevent or reduce moral hazard, special value. This chapter is the purpose of the research is to define the concept of insurance benefits for its value, this study to insurance benefits after validity, time effectiveness and contract requirements lay the basis, playing to effect insurance benefit tncsted insurance interest value research. The second quarter insurance interests effectiveness overview. This section playing on insurance benefits the concept and content analysis. Through the insurance interests effectiveness of theoretical analysis of the concepts and contents, it is concluded that insurance interests, and the content of effectiveness includes clear based on insurance benefits of the major aspects of playing time is validity, validity, who analyze effectiveness, contract requirements. The amount of insurance benefits evaluation effectiveness, transfer the effectiveness of such temporary don't do discussion. In the limited space of main problems are discussed in this paper, prominent theme.The second chapter of person insurance benefit validity. This chapter of key, for full text analysis of the subsequent chapters play leading role. This chapter is divided into two sections, the first quarter of insurance benefits effectiveness of theoretical analysis, who discussed respectively from two to one, namely insurance interests effectiveness of subject, insurance interest to people respectively, the effectiveness of content to effect insurance benefit main body is evaluated, contract of insurance benefits who analyzes validity, concrete types of insurance benefits people validity analysis of insurance benefits and discusses the contents of people playing. The second quarter for people to our country insurance interests reflection of playing rules. Through the analysis of this chapter to effect insurance benefit all countries that the legislation and practice, and proof full-text appropriate conclusion viewpoints.The third chapter of insurance benefits time effect. This chapter is divided into two sections, the first quarter for insurance interests time effectiveness theoretical analysis, through national legislation and practice, this paper put forward the artificial center building insurance right temporal effect insurance benefits scientifically. In the second quarter to our country insurance interests reflection of temporal effect, puts forward the insurance interests time effectiveness rules problems and should reconstruct direction.The fourth chapter insurance interests contract requirements effect. This chapter is divided into three verses, first quarter for insurance interests contract effectiveness of theoretical analysis, the elements of civil law and law of contracts from the Angle of insurance contract effectiveness, this paper discusses the interests of elements of insurance benefit for insurance contract effectiveness requirements whether the problem. The contract of insurance benefits in the second quarter the practical effect elements effect is analyzed. The third quarter to our country insurance contract effectiveness of reflection elements of interests, puts forward the insurance interests contract requirements effect rule problems and should reconstruct direction.The fifth chapter to perfect our country's insurance interests put forward some Suggestions of playing rules. Through the study of this chapter in the existing legislation concerning insurance interest in playing for people playing rules and rules, time requirements, and puts forward contract effectiveness rules shall be perfect recommendations, this also is the meaning of this study through insurance interests that effectiveness of existing legislation, perfecting related theory and enrich.