Research On Suicide Clause In Life Insurance Contract

Suicide is a natural and social phenomenon in human society. The body and the life of man is the object of the personal insurance contract, so suicide is with close contact of insurance. Whether the insurer assumes the liability after the insured person committing suicide, the insurer and the beneficiary of the insurance will conflict in interests. With the Thorough understanding of the suicide mechanism and the realistic demands of interests balance in insurance industry, there is the suicide clause in insurance law. The so-called suicide clause is a clause that regulates the liability assumption after the insured person committing suicide in insurance law and insurance contract. The emergence of suicide clause, which can standardize the insurance market to promote a sound development, is a milepost event in the insurance industry. Further research still needs to be done to provide theoretical basis for improve current legislation and promote legal practice. This dissertation studies on the suicide clause in personal insurance contract with the following parts:the first part is brief introduction.