A Study On The Legal Problems Of Internal Governance Of State - Owned Commercial Banks

In recent years, with the development of the state-owned commercial banks completed listings of commercial bank governance structure of state-owned commercial banks has been further improved. But, as everyone knows, a part of the equity structure reform is state-owned commercial Banking Company management of the whole system, can not solve all the problems of state-owned business management in Banking Company. This paper starts from the basic theory of corporate governance,analyzes the company’s internal governance and external governance, based on the analysis of the particularity of the common point of state owned commercial Banking Company governance and corporate governance and state-owned commercial Banking Company governance, compared three international mode of modern commercial Banking Company governance structure, thus proposed the internal governance of China’s state-owned measures of business Banking Company.Besides the epilogue, is divided into fiver parts:The first part, the internal governance of state-owned commercial banks to make legal definition, expounds the whole process of the development of state-owned commercial banks; analyzed the special properties because of state-owned commercial banks governance also has the particularity, analyzes the state-owned commercial banks improve corporate governance must follow the general principle,analyzes the theory of target stakeholders of state-owned commercial Banking Company governance theory.The second part, introduces the present situation of the internal governance of state-owned commercial banks, on the basis of this, the author analyses the present problems in the internal governance of state-owned commercial bank is the problem,and on the analysis of the state-owned shareholders alone big, internal control,internal governance mechanism is not perfect, information disclosure is set low, the lack of transparency incentive mechanism and effective five problems.The third part, through using the method of comparative analysis, respectively introduces the advanced experience of Anglo American, Japanese, German, four commercial Banking Company management legal system, with a view to learn from.The final purpose is to find ways to improve internal governance of China’s state-owned commercial banks lack.The fourth part, according to the internal governance of China’s state-owned commercial banks problems, put forward perfect our country according to the internal governance of China’s state-owned commercial banks of ideas, and put forward the corresponding suggestions: to promote the establishment of the structure of property rights, clear equity diversification, perfect the internal corporate governance structure,strengthen the information disclosure, the establishment of scientific the constraint and incentive mechanism.In conclusion, the corporate governance of state-owned commercial banks is a complicated system engineering, need long-term continuous efforts to build and improve the project. In need of internal and external governance, interaction,interaction.