A Study On The Legal Regulation Of China 's Civil Finance

Private finance in our country has a long history in its long life cycle, different stages with different guide socio-economic development and national policy, there are peak and troughs. Especially the reform and opening up 30 years, China’s economic growth rate of the creation of the world’s economic history miracle, rapid economic development for the aggregation and liquidity put a higher demand, China’s formal financial investment and financing has been unable to meet the needs of the people, civil Finance in the form of a flexible, low barriers to financing advantages of rapid development, has become an important supplement to China’s financial market, in particular made a great contribution to support private economic development.This article will examine the financial perspective on the civil legal regulation, legal regulation from the perspective of the financial problems of our country folk to correct and standardize and guide the "sunshine" of the healthy development of their strike. Firstly, from an overview of private finance to start, followed by the legal regulation of the course of the Folk Finance to make a comprehensive review, analysis of the current situation and problems of private finance legal regulation, then focused on the extraterritorial other major countries and regions, private finance Legal Regulation model and inspiration to China, the last of legal Regulation of private Finance put forward a sound proposal.The first part is an overview of the private financial connotation and denotation of a clearly defined from a legal perspective the nature of private finance into a civil solidarity, mutual assistance and civil monetize the dual nature, Commercial Industry categories. Why the need for legal regulation of private finance? The article goes from reasonable and necessary analysis of both the importance of civil legal regulation of the financial, legal regulation of private finance is the inevitable choice to promote their healthy development.The second part analyzes the practical needs of folk finance legal regulation of legal regulation history of folk finance to make a comprehensive summary and review, and then analyze the current situation and problems of private finance legal regulation, put forward reform proposals for the following theoretical the starting point and support points.The third part of the article Comment extraterritorial major countries and regions for private finance Legal Regulation Model and Enlightenment to China to find out the similarities and differences of our country’s legal regulations provide explore ideas, to promote the healthy development of private finance are very Great reference.The fourth part is the focus of this article, we put forward suggestions on improving the legal regulation of private finance. Development of specialized private financial law as soon as possible, based on differences in classification regulations and hierarchical regulation of private finance legal nature on, according to the folk finance its own characteristic reasonable definition of "illegal" standard, from the regulators, the regulatory authority, the regulatory content of the rational design of three regulatory system, and auxiliary credit rating, registration, information disclosure and other supporting measures to build a complete system of legal regulation of private finance, promote orderly and healthy development of private finance.