Discussion Of China's Insurance Intermediary System

As internal uwirance was regained in 1979, the deivlopment of Chinese insurance is mesistlbk and distiibuted greatly to the sodety's stable. But one complete insurance department consists of not only the insurer and die insured, 1it also insurance intennediary which includes insurance agent, insurance broker, and insurance adjuster etc. Now the insurance depazlmenls in the developed coimtries and are- as are pmeperous, because that they all have perfect insurance intemiediary systems. Be compared with them, Chinese insurance intermediary system is just beginning the development yet falls behind and doem't standardized due to backward legislation. ineffective super isioit and etc, so it doesn't meet the requirement of that further develop Chinese insurance. For this reason. it is meaningful that studying the insurance intennediarv system's history and present situation. analyzing the issues of Chinese insurance mtemediai stem. Regarding system econorrucs as its guidance. the thesis analyzes detailv the sources. the foundations, the restrained factors of the insurance intermediary system, and puts forvard suggestions of lxtildiuc Chinese insurance intermediar system This thesis is made up of introduction and four chapters. The introduction bneflv introduces the meaning of building insurance inteimcdiar system in China, then points out the oiiginal idea in anal es methods. Chapter one is the thesis's theor basis. It mainly discusses system economics implication object of research etc. analyzes its theory tneamng in studying insurance mterrnediar?stem Chapter two uenerallx introduces the insurance intermedia system. At first this pa-rt discusses the realistic meaning of bmlding the insurance intennediarv system. then introduces tpes of the insurance hitermediar system and compares their natures. functions. leg4 status etc. Chapter Itree is the core of this thesis. Following the insurance intennediarv svsteins development course. this section analyzes its systematic oiigin, systematic foundations, and influences to insurances uppb and demand, and then conipanson of deferent courtier's insurance intermediary systems annotxices all kinds of restrain factors in its development. Chapter four is the key section of this thesis At llrst, this part discusses the basis or conditions on which builds Chiiese insurance intermediary system, then according to oru national condition makes systematic transplanting selectly and altiy, finally gives suggestions on the establishment and peifection of the insurance intermediary system in our coimtxy, induding due insurance intennediary system's anangemenls, onginalities, supervisions etc.