Commercial Bank Risk And Prevention

Risks prevention of commercial banks was produced along with the production of commercial banks. By the view of ommercial banks risks which have define cause can be prevented. Internal banks should reference to successful experience of external banks and strenth risks prevention. it is thought that external supervison is an important means and internal control is the core of risks preverntion. In this paper some suggestion about strenthenmg internal control was also put forward. First, to begin with the view and properties of commercial banks, risks of commercial banks were analyzed and thd cause was furtherly discussed. Second, the theory of equity debt management of external banks was introduced and three treatments of risk prevention risks avoidance and risks disprzesal were proposed. Third, the content and means of external supervision which is important to risks prevention were explained by the accounts for the agreement of Bassel. Fourth, internal control containing of accounting control and management control is the core of risks prevention. So the advanced theory of accounting control in other countries was analyzed. Fifth, the prominent difference was discussed. And suggestion to enhance the externd supervision and the level of internal control were put forward.