Solvency Of The Insurance Industry

The slovency of insurance companies is important to both the insured and the insurance companies themselves. Once the solvency of insurance companies is inadequate, the insured may not be compensated when they are subject to loss; The insurance companies may also lead to bankrupt, and the insured may lose a lot because of this. Therefore, solvency supervision is the core of insurance supervision. Nations all over the world pay a high premium on solvency supervision.This paper are divided into four chapters. The first chapter discusses the definition and the main content of the solvency of insurance companies; The second chapter analyzes the necessity of solvency supervision and the establishment of the solvency supervision system; The third chapter studies the solvency of insurance industry of China; The fourth chapter analyzes and compares the solvency supervision system of insurance industries in USA. UK. Japan and Korea and the inspiration to China.