Improve The Basic Medical Insurance System For Urban Workers In China

There was a difference between the urban areas and the rural areas in our country, more attention was paid to the medical insurance of urban employees, the medical insurance system once protect the rights and enhanced the health quality of urban employees. However, this high level of insurance impaired the development of economy through the deepening of the reform. After many time's experience, we established the fundamental medical insurance system of urban employees in 1998, and the new system has run for four years, which exposed some questions step by step For this reason, the new medical insurance system must be continuously improved, according to the facts.Firstly, the thesis illustrated the background of the fundamental medical insurance of urban employees in our country, and introduced the definition of social insurance and medical insurance. The thesis also introspected the development of medical insurance both in the world in our country and introduced the experience and the merits of social medical insurance system in foreign countries.Secondly, the thesis analyzed the shortcomings of the fundamental medical insurance system of urban employees in our country.Finally, the author put out the clue of the reform, including improving the medical insurance model, establishing several-level medical insurance system ,reforming the medical system and establishing the medical insurance law system as soon as possible.