Font Size: a A A

Sme Credit Guarantee Activities Of Credit Risk In The Study Of Mechanisms

Posted on:2004-02-29Degree:MasterType:Thesis
Country:ChinaCandidate:Z S WangFull Text:PDF
GTID:2206360092998108Subject:Technical Economics and Management
Abstract/Summary:PDF Full Text Request
Credit guarantee for the Middle-and-small- sized Enterprises(MSSE) is that by the organization of credit guarantee for the MSSE and the cooperative'bank offering the MSSE the credit guarantee with means of guaranty, when the MSSE can not fulfill the bank debts according to the contract, the organization of credit guarantee substitutes the MSSE to compensate, and undertake responsibility or fulfill the bank debts. It is one of banking intermediary actions that the credit proof and capital - property responsibility combine together.Since 1992, development of Chinese credit guarantee for the MSSE has experienced three phases that are probing moves, positively promoting and standardization- experimental unit, and the credit guarantee system for the MSSE continuously obtains development and improvement. Appearance and development of the credit guarantee for the MSSE very well relieve the symptom of the MSSE that financing is difficult, and greatly accelerate the development of the MSSE. However, for the elements of the organization of credit guarantee for the MSSE itself and outer-ring environment, the activity of the credit guarantee for the MSSE faces all kinds of credit risk in the process of its operation. Therefore, it is the key to the sustainable and healthily development of Chinese credit guarantee for the MSSE that we shall research the mechanism of credit risk in the activity of the credit guarantee for the MSSE, effectively guard and control the credit risk.
Keywords/Search Tags:Credit guarantee for the MSSE, Credit guarantee system for the MSSE, MSSE, Credit risk, Mechanism
PDF Full Text Request
Related items