The theories for the problem of Small-and-medium Banks are of shortage under the transition economy. This paper is beginning from the western theory of microeconomics of Banks for the purpose of analyzing and finding the theories for supporting the existence of the Banks. Including the relationship between M&A and the small-and medium-sized banks; Tow opinion about the relationship between the small-and medium-sized banks and community; The theory of small-and medium-sized enterprise; Symbiosis theory. Then analyze the specific problem of Small-and-medium-sized Banks. In addition, the studying facts play the same important role in this paper. After studying the practical circumstance in China, the purpose of this paper is to make sure the existence and development of China's Small-and-medium-sized Banks. At last, to realize the outer and inner problems of China's Small-and-medium-sized Banks and then to find a better way for China's Small-and-medium-sized Banks to develop. |