The banks of western developed countries have been running mixed finance system since 1990'. However, the separate fiance system still remain valid in China for historical and objective reason and lead to the gap between Chinese and foreign bank. With China' entrance into WTO, Chinese banks and foreign banks will compete with each other is same condition. The advantage of mixed finance system will make foreign banks win over Chinese banks for various financial productions and businesses.Mixed fiance system is the direction of the finance development, but without restriction and limitation, it also can result in the objective financial risk. Chinese financial system needs thorough reform, and the successful enforcement of the mixed finance system will promote the development of national financial industry foundation.The paper proves necessity and importance of running mixed finance system in Chinese finance field. It also analyzes the possible financial risks and gives the advice for risks control. It also summarizes related mixed business measures in Chinese financial field. |