Development Of Intermediary Business In China

Development of new economic has brought enormous imaginary space for the-balance sheet business of commercial banks. With the depth of financial liberalization and the wide application of bank's reforming theory, the off-balance sheet business of commercial banks has become one of the growing profit and the nuclear commerce. And it is the jumped-up "morning sun" commerce. Meanwhile, the development of the off-balance sheet business has become the central standard of measuring bank' comprehend ability because it is the great affection for connecting with the customer and accelerating the balance commerce. For the commercial banks in china, if we can solve the problem of view and mechanism and production and function in comparison with the international banks, which is the existence and the development of the commercial banks in china in course of the economic globalization.Firstly, the thesis defines the limit of the off-balance sheet business, and analyses the forming factor, the developing background of it. It thinks that the off-balance sheet business is the produce of the finance reform and the finance deepness, It is also the corollary of the public' s variegated demands. Then the current state and problems of business of commercial banks are analyzed in the chapter. The chapter thinks that the off-balance sheet business of china' banks are more poor than western banks. And speeds of development of national commercial banks are different and unbalance. There are main problems improving off-balance business of commercial banks are the following: the old view and the low market; the lacking uniform outlook, the low management; the small business fields; the unperfected mechanism and so on. Finally, in the part of tactics, the thesis proposes detail means to develop the off-balance sheet business from the aspects of innovating financial product, enforcing the bank's market, enforcing the risk's control.