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China's Commercial Banks Non-performing Assets Securitization Obstacles And Countermeasures

Posted on:2005-05-13Degree:MasterType:Thesis
Country:ChinaCandidate:Y P XiangFull Text:PDF
GTID:2206360122495598Subject:Forestry Economics and Management
Abstract/Summary:PDF Full Text Request
The problem of bad bank assets has become the international problem in this day. In present, it has also been severe in our country . The problem of bad bank assets not only has been the great hidden for our financial system, but also obstructs the promotion and development of banking system. Moreover under current situations at the time of China' s John into WTO and the revolution of commercial bank, it seems especially urgent and of great significance for our nation to cope with inferior credit assets now insisting in many banks. Asset securitization is the great financial innovation in these decades. Because it can optimizing the structure of bank credit loans and improve bank mobility and profitability of assets by taking the credit assets of the bank. Bad asset securitization has made the good result in some countries. This paper attempts to research the relevant problems of bad bank asset securitization in our country .This paper includes following seven sections:The first section aims to introduce the definition the basic principle and the developing causes of the asset securitization. Moreover this section analyses its lastest development in domestic and overseas field. The second section introduces two cases of bad bank asset securitization in the world and tells us the experiences. The third section analyses the current situation of commercial bank bad bank assets in our country .The fourth section discusses the necessity of carrying out the bad bank asset securitization from macro-economic system and cost-income angle. The fifth ection puts forward the obstacles of practicing bad bank asset securitization in our country. The last section is a crucial part of the thesis , firstly , author analyses macroeconomic circumstances need for its application. Secondly , author puts the ideas of operation mode of bad bank asset securitization in our country , the reality of our country. Lastly, with its order to debate an efficient way to apply asset securitization to practically handle with inferior band asset in China.
Keywords/Search Tags:Asset Securitization, Bad Bank Assets, Commercial Bank, Special-purpose Vehicle
PDF Full Text Request
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