Status Analysis And Countermeasures Of The Development Of Intermediate Business Of Commercial Banks In China

The middle business means those do not form the assets, debts in the form of business bank, but forms the non-interest income of bank. From the development of the international banking business in the past 20 years, middle businesses have been given great regard because of it's non-requirements for capital, strong service, relatively high profit, relatively low risk, and get great development, already exceeded the traditional loans and deposits business and become the main source for profits of bank. It's now an urgent subject to fully realize the position of middle business in the commercial banking developments, find out and solve the problems existing in the progress of developing the middle business among our commercial banks. This article plans to analyze the aboves from five points. According to analysising of status and trending of the development of the middle business between international banks and our commercial banks, and analysising the competition & market changing tendency which the commercial bank face for developing the middle business, we can find out the ways to develop the middle business of our commercial banks.