China's Bank Loans Business Accounting Hedge

At present, the problem of bad loan in our national state bank has been noticed from all walks of life, and how to prevent the risk caused by bad loan also becomes researchers' hot topic. Since accounting itself can provide the function of control, and has a close relation with the bank loan on how to measure and disclose, it certainly is an important part in preventing the risk, accounting means can make a great role to help the risk's amplification, but no one has made a deep study on this aspect. This is why I chose this topic, i.e. the study to prevent bank loan risk by accounting means.I begin with the introduction of bank and bank business, including bank loan and other business that brings earning, in this part, I offer a brand new classification of bank loan risk from the angle of connecting management and accounting. On the basis of classification, I introduce the relationship of every kind of bank loan risk with accounting, in order to do the further study.In the second part, I mainly introduce the situation of bank loan, bad loan in china, then point out that the industrial and commercial loan is the source of bad loan, and it's time to solve the problem with accounting's help.In the last two parts, I first list the defect in using accounting means to prevent bank loan risk, then introduce an system consist of accounting means to prevent loan risk, calls the accounting system of preventing loan risk.